1
Borrowers calling for balances
Your team spends hours every week answering "what do I owe?" from borrowers who have no self-service option. Every call is overhead you cannot scale out of.
LUXORUSCAPITAL
LUXORUS CAPITALGive your borrowers a portal that actually works.
Stop fielding calls from borrowers asking for their balance. Stop sending payment reminders by hand. Luxorus Capital gives them a clean self-service experience — and gives you the audit trail you need.
THE PROBLEM
Manual lending has a ceiling.
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Reminders sent by hand
Someone on your team emails or texts payment reminders individually. It is slow, inconsistent, and falls apart during vacations and turnover.
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No audit trail
When a dispute comes up — and it will — you are piecing together the timeline from email threads and handwritten notes. That is a compliance and legal liability waiting to happen.
FEATURES
Everything a modern lending operation needs.
Borrower Dashboard
Borrowers see their current balance, next payment amount, due date, and complete payment history — without calling you.
Payment History
Full chronological ledger of every payment made, with amounts, dates, and reference numbers. Printable and exportable.
Upcoming Payment Reminders
Automated email and SMS reminders go out before each due date. Configurable timing. Zero manual effort after setup.
Statement Download
Borrowers can download a print-ready account statement anytime. Fewer calls, fewer disputes, faster resolutions.
Multi-Loan Support
A single borrower can have multiple active loans — each tracked separately with its own schedule and history.
Lender Admin Console
See your full portfolio at a glance. Drill into any borrower. Flag delinquent accounts. Export everything to CSV.
Online Payment (Stripe-ready)
The payment flow is built and waiting. Connect your Stripe account to activate online payments — no custom code required.
Audit Log
Every admin action is logged with timestamp and user. Disputes and audits become routine instead of crises.
Balance, payment schedule, and history — all in one clean view.
BUILT FOR
If you lend money, Capital is for you.
Independent Lenders
D&Z-style operations that have outgrown spreadsheets and QuickBooks but are not ready for $50k enterprise software. This is the gap Capital fills.
Small Finance Companies
Consumer or commercial lenders managing dozens to hundreds of active loans who need a clean borrower-facing portal and an admin console that does not require a developer to use.
Dealer Financing Programs
Auto dealers, equipment sellers, and buy-here-pay-here operations that offer in-house financing and need a modern way to manage the loan lifecycle.
Plans starting at $149/mo
All plans include a 14-day free trial and no annual commitment. Pick your tier and be running today.
See full pricingQuestions about Capital
- Is this the same software D&Z Loan Portal runs on?
- Yes. Luxorus Capital is the productized version of the loan portal we built for D&Z, a real Florida consumer lender. The code is in production, processing real loan payments today.
- Can borrowers make payments online?
- The payment flow is built and Stripe-ready. You connect your own Stripe account in settings and borrowers can pay online immediately. ACH and card both supported.
- Does Capital work for commercial loans, not just consumer?
- Yes. Capital is loan-type agnostic. The system tracks schedules, payments, and balances regardless of whether the borrower is an individual or a business.
- Is the borrower portal white-labeled?
- On the Partner plan and above, yes. You can add your own domain and logo. The borrower sees your brand, not Luxorus.
- Is my data compliant with lending regulations?
- Capital provides audit logs, data encryption, and role-based access. However, regulatory compliance (CFPB, state licensing, TILA disclosures) is your responsibility. We strongly recommend legal review before going live.
- Can I cancel anytime?
- Yes. Cancel before the next billing cycle. Your data stays accessible for 30 days after cancellation so you can export everything.
Ready to give your borrowers a portal they will actually use?
Start your 14-day free trial. Be live before your next payment cycle.